Does it make a difference if you opt to purchase a condominium, single family, or townhome?  Believe it or not, condominium have very unique financing features that you want to keep an eye for!

-Warrantable vs. non-warrantable condos:
A warrantable condo is one that meets certain eligibility requirements set by government-sponsored enterprises. Non-warrantable condos do not meet these requirements and may be more difficult to finance.


-Down payment requirements:
Depending on the type of financing you are seeking, the down payment requirement for a condo can vary.


-Credit score /income requirements:
Most lenders require a credit score of at least 620 (some may require higher). Additionally, you will need to provide proof of income and may need to meet certain debt-to-income ratio requirements.


-Association fees and assessments:
These fees can vary widely and can have a significant impact on your monthly housing costs.


-Work with a knowledgeable lender:
A knowledgeable lender can help you navigate the process and find the right financing options for your needs.


Overall, financing a condo in Richmond, Virginia can be a complex process, but by doing your research and working with a knowledgeable lender, you can find the right financing options for your needs.

Search Richmond City Condos

Learn more about Jacque, and contact her with additional questions

Join Us Tuesday at noon for a live conversation with industry experts, facebook.com

Register Here

Photo Album:

2020 Completely Renovated Two story transitional has 5 bedrooms, 2 full 1 half baths with an abundance of light and open floor plan. Welcoming stained glass door leads into a foyer laced with pendant light.  From foyer transition into french door office or playroom. Formal dining room crowned with tray ceiling, contemporary chandelier, chair molding and direct kitchen access. Great room is suited for a family of any size, two story ceiling, gas fireplace, ceiling fan and hardwood floors throughout.  Eat-in-kitchen, large granite island, stainless steel appliances, pantry, bay window, sliding door screened in porch, and overlook access. First floor owner's suite tray ceiling, en-suite bath with walk-in closet, separate linen closet, soaking tub, subway tile shower and double sink vanity. Rear powder room sits next to the mudroom/laundry and two car garage. Upstairs hosts generously sized bedrooms, ceiling fans, hall bath with additional storage closets.  Bonus room overlooks the family room with a built-in custom bookshelf, ceiling fan and palladium window. Home completely gutted, and renovated!!! Mature lot close proximity to major highways.

Popular Searches:

More Chesterfield Homes For Sale

🎈New Listing!

Eastern Henrico!

View Price

Brick cape 4 bedrooms, 2 full baths with hardwood floors.

Welcoming foyer has decorative pendent light, coat closet and access to living, or dining room. Large kitchen with abundant of light, custom cabinets, stainless steel appliances, recessed lighting and deck access. Living room has wood burning stove fireplace. Spacious Florida room features 9 windows with backyard access to one of two newly installed decks. Rear first floor bedroom is next to recently renovated full bath. Attached bonus recreational space features beamed ceilings, pendent lighting, ceramic tile floor, and plumbing- perfect for home gym or business with private french door entrance.  Upstairs host three generously sized bedrooms, and hall bath. Large owner’s bedroom features super-sized walk in closet, and window writing nook. Full basement with workshop and utility sinks. Slate Roof, mature well landscaped lot with extended paved driveway, double parking and partially fenced backyard.  Detached shed has workshop and electricity. Updates include ('20) professionally painted and decks. Convenient East end location, less than 15 minutes to downtown/airport. Quick access to shopping, library, + major highways.

Wyndham Brick colonial has 5 bedrooms, 3 full 1 half baths with open concept floor plan with an abundance of light.

Photo Album:

Video:

Property Description: Brick colonial has 5 bedrooms, 3 full 1 half baths with open concept floor plan with an abundance of light. Welcoming two-story foyer laced with pendent light, palladium door, stained wood trim, wainscoting, coat closet and hardwood floors. Hallway powder room perfect for entertaining. From foyer, transition into study, or playroom with tray ceiling, crown molding, and French doors.

Formal dining room crowned with tray ceiling, crown molding, wainscoting, and chandelier. Open concept kitchen transitions into morning, and family room. Savor gas cooking kitchen with granite counter tops, ceramic title back splash, stainless steel appliances, pantry, recess lighting and garage access. Morning Room has amazing garden view with six windows and chandelier.

Great room is suited for a family of any size with gas fireplace, ceiling fan, built in bookshelves, homework nook with additional cabinets, additional ‘cook book’ bookshelves, Upstairs hosts naturally stained dentil trim, generously sized bedrooms, bonus area overlooking foyer, and plush carpet.

Enjoy great sunsets in large retreat style owner’s suite features tray ceilings, 6-window garden view, ceiling fan, dressing area with built in beauty vanity with drawers, dual walk in closets, spa style bath with soaking tub, tiled shower, dual vanities and commode closet. Second master has bath access, and double door closet. Third and fourth bedroom have jack and jill bath access. Fourth bedroom features unique ceiling slants

Oversized fifth bedroom include unique overhead loft, and third floor access.

Large third floor finished recreational room features plush carpet, recess lighting and dual unfinished attic storage. Side entry three car garage Private fenced in backyard, on professionally designed and landscaped corner lot with irrigation system.

Corner lot, private fenced backyard, professionally landscaped. Updates include, not limited to (2020) Freshly painted, (2019) roof, (2019) water heater, (2018) new w/w carpeting, (2014) HVAC, (2013) Kitchen renovation, newer carpet. Well cared for immaculate home in sought after community with nationally top-rated schools and close proximity to major highways, Short Pump shopping, and walking distance to Swim & Racquet Club.

Popular Seller Link:

• Instant Home Valuation

Popular Buyer Searches:

• More Wyndham Homes For Sale
• Luxury Homes For Sale $500k+
• Homes with First Floor Master
• Near by Homes Under $350k

More Info