To improve anything, you first need to know: How is your credit?

Is it accurate?

annualcreditreport.com No cost. 

During these times of COVID-19, accessing your credit is important. That's why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021.

discover.com/free-credit-score/

Free credit scorecard with your FICO score.  You don't have to be a Discover cardmember, and checking will never impact your credit.

We will continue to update this page with credit tips, and guidance for purchasing a home.